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2 variable, including the annual fee, based on a notional В1,200 credit limit. The only thing they are good for is ATM withdrawals. 25 cents if you book through the Ultimate Rewards portal or can be exchanged on a 1:1 ratio if you book with United, Smarttphones, or Hyatt. Internet sites for applications online are much more secure simply because they encrypt your details so it isn't accessible to other people. However, in this scenario you'd be better off with the AmEx Preferred (6 on groceries), so it's the wrong card. Do more customization. 50k or 100k to earn 3 and 5 cash rebate. Citi cards had primary CDW, with out looking i believe that applies only to foriegn car rentals (YMMV).
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